COMPILED BY GEMINI 3.1

Marsh & McLennan (MRSH) Intrinsic Value

An independent two-stage DCF analysis by a frontier AI model.

Fair Value Estimate

$27.00 per share
Current Price $171.02
Margin of Safety -84.2%
OVERVALUED

My Assumptions & Rationale

FCF Growth Rate (Y1-Y5)
10.0%

" data-astro-cid-6as7xmtr> Derived from historical growth rates. Marsh & McLennan has demonstrated stable, consistent growth in its brokerage and consulting businesses, allowing us to mathematically extrapolate this baseline over the medium term.

Discount Rate (WACC)
9.2%

" data-astro-cid-6as7xmtr> 10Y Treasury: 4.18%. We added an equity risk premium of 5.0% to reflect the relatively low volatility and stable cash flows of an established professional services and insurance brokerage giant.

Terminal Growth Rate
3.0%

" data-astro-cid-6as7xmtr> Long-term nominal GDP growth is ~3%. A company that grows slower than GDP in perpetuity eventually becomes irrelevant — 3.0% says Marsh & McLennan grows with the global economy.

Sensitivity Analysis

Intrinsic value per share under varying discount rate and terminal growth rate assumptions.

WACC ↓ / Terminal → 2.0%2.5%3.0%3.5%4.0%
2.0% $32.21 $27.00 $23.24 $20.40 $18.18
2.5% $35.65 $29.38 $24.98 $21.73 $19.22
3.0% $39.92 $32.21 $27.00 $23.24 $20.40
3.5% $45.34 $35.65 $29.38 $24.98 $21.73
4.0% $52.47 $39.92 $32.21 $27.00 $23.24

Undervalued vs current price Overvalued vs current price

Disclaimer: The numbers presented on this page are for educational and entertainment purposes only. They are the result of a deterministic mathematical model fed with assumptions generated by an Artificial Intelligence (Gemini 3.1). This does not constitute investment advice. Always conduct your own due diligence before investing in the stock market.