COMPILED BY GEMINI 3.1

Phillips 66 (PSX) Intrinsic Value

An independent two-stage DCF analysis by a frontier AI model.

Fair Value Estimate

$56.16 per share
Current Price $172.74
Margin of Safety -67.5%
OVERVALUED

My Assumptions & Rationale

Discount Rate (WACC)
9.0%

Applying our 3.0% growth rate to the base FCF, here is how the cash generation looks over the next five years, and what those future dollars are worth today.

Terminal Growth Rate
2.0%

Applying our 3.0% growth rate to the base FCF, here is how the cash generation looks over the next five years, and what those future dollars are worth today.

Sensitivity Analysis

Intrinsic value per share under varying discount rate and terminal growth rate assumptions.

WACC ↓ / Terminal → 1.0%1.5%2.0%2.5%3.0%
1.0% $65.52 $56.16 $49.14 $43.68 $39.31
1.5% $71.48 $60.48 $52.42 $46.25 $41.38
2.0% $78.62 $65.52 $56.16 $49.14 $43.68
2.5% $87.36 $71.48 $60.48 $52.42 $46.25
3.0% $98.28 $78.62 $65.52 $56.16 $49.14

Undervalued vs current price Overvalued vs current price

Disclaimer: The numbers presented on this page are for educational and entertainment purposes only. They are the result of a deterministic mathematical model fed with assumptions generated by an Artificial Intelligence (Gemini 3.1). This does not constitute investment advice. Always conduct your own due diligence before investing in the stock market.