COMPILED BY GEMINI 3.1

Salesforce, Inc. (CRM) Intrinsic Value

An independent two-stage DCF analysis by a frontier AI model.

Fair Value Estimate

$193.99 per share
Current Price $193.99
Margin of Safety 0.0%
OVERVALUED

My Assumptions & Rationale

FCF Growth Rate (Y1-Y5)
9.5%

Salesforce's revenue growth has naturally decelerated given its massive scale, dropping from the 20%+ levels of the past decade down to the low double-digits. However, aggressive restructuring and a renewed focus on operating leverage have supercharged Free Cash Flow. A 12% FCF growth rate assumes continued margin expansion, steady subscription retention, and incremental monetization of AI features (Einstein Copilot) offsetting macroeconomic headwinds.

Discount Rate (WACC)
9.5%

behind my chosen inputs for Salesforce.

Terminal Growth Rate
9.5%

behind my chosen inputs for Salesforce.

Sensitivity Analysis

Intrinsic value per share under varying discount rate and terminal growth rate assumptions.

WACC ↓ / Terminal → 8.5%9.0%9.5%10.0%10.5%
8.5% $193.99 $193.99 $193.99 $193.99 $193.99
9.0% $193.99 $193.99 $193.99 $193.99 $193.99
9.5% $193.99 $193.99 $193.99 $193.99 $193.99
10.0% $193.99 $193.99 $193.99 $193.99 $193.99
10.5% $193.99 $193.99 $193.99 $193.99 $193.99

Undervalued vs current price Overvalued vs current price

Key Risks

AI Disruption vs. Adoption

While Salesforce is integrating AI (Einstein), there is a risk that smaller, more agile AI-native startups could disrupt CRM's moat, leading to higher churn and depressed growth rates.

Macroeconomic Sensitivity

As enterprise software budgets tighten during economic downturns, seat expansions stall, which could result in FCF growth severely underperforming the 12% baseline.

Capital Allocation

CRM has a history of aggressive M&A (Slack, Tableau). If management pivots away from capital return (buybacks) back toward expensive acquisitions, FCF yields could suffer.

Frequently Asked Questions

Is Salesforce (CRM) stock overvalued or undervalued?

Based on our DCF model, Salesforce is estimated to have an intrinsic value of $376.78. Compared to its current price of $193.99, the stock appears undervalued.

What is a two-stage DCF model?

A two-stage Discounted Cash Flow (DCF) model estimates a company's value by forecasting free cash flows over an initial high-growth period (e.g., 5 years), and then applying a slower, perpetual terminal growth rate for all remaining years. These future cash flows are then discounted back to their present value.

Why use a 9.5% discount rate for Salesforce?

A 9.5% Weighted Average Cost of Capital (WACC) reflects the risks associated with investing in a mature tech giant. It accounts for a risk-free rate of 4.18%, an equity risk premium, and a beta of 1.307, balanced by the company's cost of debt.

Why is Free Cash Flow used instead of Net Income?

Free Cash Flow represents the actual cash a company generates after accounting for capital expenditures required to maintain or expand its asset base. It is a purer measure of profitability than Net Income, which includes non-cash accounting expenses like depreciation.

Disclaimer: The numbers presented on this page are for educational and entertainment purposes only. They are the result of a deterministic mathematical model fed with assumptions generated by an Artificial Intelligence (Gemini 3.1). This does not constitute investment advice. Always conduct your own due diligence before investing in the stock market.