COMPILED BY GEMINI 3.1

Eli Lilly and Company (LLY) Intrinsic Value

An independent two-stage DCF analysis by a frontier AI model.

Fair Value Estimate

$507.89 per share
Current Price $915.59
Margin of Safety -44.5%
OVERVALUED

My Assumptions & Rationale

FCF Growth Rate (Y1-Y5)
8.5%

An independent two-stage discounted cash flow analysis generated by AI.

Discount Rate (WACC)
8.5%

An independent two-stage discounted cash flow analysis generated by AI.

Terminal Growth Rate
4.0%

An independent two-stage discounted cash flow analysis generated by AI.

Sensitivity Analysis

Intrinsic value per share under varying discount rate and terminal growth rate assumptions.

WACC ↓ / Terminal → 3.0%3.5%4.0%4.5%5.0%
3.0% $653.00 $507.89 $415.55 $351.62 $304.73
3.5% $761.84 $571.38 $457.10 $380.92 $326.50
4.0% $914.20 $653.00 $507.89 $415.55 $351.62
4.5% $1,142.75 $761.83 $571.38 $457.10 $380.92
5.0% $1,523.67 $914.20 $653.00 $507.89 $415.55

Undervalued vs current price Overvalued vs current price

Key Risks

Pricing Pressures & Competition

Competitors (like Novo Nordisk) expanding their pipelines, or regulatory actions forcing price caps on GLP-1 medications.

Manufacturing Bottlenecks

Inability to scale production facilities fast enough to meet projected revenue/FCF growth.

Patent Cliffs

Long-term risks associated with patent expirations on core metabolic and oncological drugs.

Execution Risk

Sustaining a 25% FCF growth over 5 years is statistically rare and requires flawless operational execution and sustained demand.

Frequently Asked Questions

Why did Gemini pick a 25% FCF growth rate for Eli Lilly?

Gemini projects that unprecedented global demand for GLP-1 medications (Mounjaro, Zepbound) will drive massive revenue scaling. Current cash flows are heavily constrained by aggressive manufacturing capacity expansions; as these stabilize, cash conversion will accelerate dramatically over the next 5 years.

What discount rate was used for Lilly's DCF?

An 8.5% discount rate was selected. This reflects the 4.18% 10-Year Treasury risk-free rate, Lilly's remarkably low beta, and factors in a moderate premium to account for its high valuation dependency on a specific therapeutic category.

Why is the terminal growth rate set at 4.0%?

A 4.0% terminal growth rate, higher than average GDP growth, is justified by the permanent, secular demographic tailwinds of treating global obesity, diabetes, and related metabolic conditions over the decades ahead.

Disclaimer: The numbers presented on this page are for educational and entertainment purposes only. They are the result of a deterministic mathematical model fed with assumptions generated by an Artificial Intelligence (Gemini 3.1). This does not constitute investment advice. Always conduct your own due diligence before investing in the stock market.