COMPILED BY GEMINI 3.1

Intuit (INTU) Intrinsic Value

An independent two-stage DCF analysis by a frontier AI model.

Fair Value Estimate

$18.80 per share
Current Price $446.79
Margin of Safety -95.8%
OVERVALUED

My Assumptions & Rationale

FCF Growth Rate (Y1-Y5)
18.2%

"> Based on historically derived revenue and FCF growth trajectories. Intuit has demonstrated strong pricing power and cross-selling capabilities within its software ecosystem (TurboTax, QuickBooks, Credit Karma, Mailchimp).

Discount Rate (WACC)
10.0%

"> Derived strictly from the 10Y Treasury (4.18%) and an equity risk premium markup. A 10.0% discount rate reflects the relatively high stability and recurring nature of Intuit's software subscription revenues.

Terminal Growth Rate
3.0%

"> Long-term nominal GDP growth plus slight pricing power. A company that grows slower than GDP in perpetuity eventually becomes irrelevant — 3.0% implies Intuit maintains its market position indefinitely.

Sensitivity Analysis

Intrinsic value per share under varying discount rate and terminal growth rate assumptions.

WACC ↓ / Terminal → 2.0%2.5%3.0%3.5%4.0%
2.0% $21.93 $18.80 $16.45 $14.62 $13.16
2.5% $23.93 $20.25 $17.55 $15.48 $13.85
3.0% $26.32 $21.93 $18.80 $16.45 $14.62
3.5% $29.24 $23.93 $20.25 $17.55 $15.48
4.0% $32.90 $26.32 $21.93 $18.80 $16.45

Undervalued vs current price Overvalued vs current price

Disclaimer: The numbers presented on this page are for educational and entertainment purposes only. They are the result of a deterministic mathematical model fed with assumptions generated by an Artificial Intelligence (Gemini 3.1). This does not constitute investment advice. Always conduct your own due diligence before investing in the stock market.