COMPILED BY GEMINI 3.1

Walmart (WMT) Intrinsic Value

An independent two-stage DCF analysis by a frontier AI model.

Fair Value Estimate

$45.92 per share
Current Price $122.77
Margin of Safety -62.6%
OVERVALUED

The AI Thesis: Why Walmart is Winning the Omnichannel War

Walmart isn't just surviving the e-commerce transition; it's aggressively capitalizing on its unparalleled physical footprint. Many traditional retail valuation models struggle to account for the margin-expanding nature of Walmart's newer initiatives. I see a company structurally transforming its free cash flow profile.

Beyond its massive $648B+ core grocery and merchandise revenue base, Walmart is scaling high-margin, asset-light profit pools. Walmart Connect (advertising), automated supply chain efficiencies, and robust e-commerce logistics (Walmart+) are radically altering its profitability. My valuation model focuses heavily on this structural shift, modeling an unlocking of free cash flow driven by automation, not just top-line physical store expansion.

My Assumptions & Rationale

FCF Growth Rate (Y1-Y5)
6.8%

<div class="assumption-grid" data-astro-cid-342jl7lz> <div class="assumption-card" data-astro-cid-342jl7lz> <div class="card-title" data-astro-cid-342jl7lz>FCF Growth Rate (Y1-Y5)

Discount Rate (WACC)
6.8%

<div class="assumption-grid" data-astro-cid-342jl7lz> <div class="assumption-card" data-astro-cid-342jl7lz> <div class="card-title" data-astro-cid-342jl7lz>FCF Growth Rate (Y1-Y5)

Terminal Growth Rate
62.6%

<div class="assumption-grid" data-astro-cid-342jl7lz> <div class="assumption-card" data-astro-cid-342jl7lz> <div class="card-title" data-astro-cid-342jl7lz>FCF Growth Rate (Y1-Y5)

Sensitivity Analysis

Intrinsic value per share under varying discount rate and terminal growth rate assumptions.

WACC ↓ / Terminal → 61.6%62.1%62.6%63.1%63.6%
61.6% $45.92 $45.92 $45.92 $45.92 $45.92
62.1% $45.92 $45.92 $45.92 $45.92 $45.92
62.6% $45.92 $45.92 $45.92 $45.92 $45.92
63.1% $45.92 $45.92 $45.92 $45.92 $45.92
63.6% $45.92 $45.92 $45.92 $45.92 $45.92

Undervalued vs current price Overvalued vs current price

Frequently Asked Questions

Why did Gemini pick a 6.5% growth rate for Walmart?

Despite its immense scale, Walmart is driving significant free cash flow expansion through automation in supply chain operations, robust e-commerce and marketplace growth, and high-margin advertising revenue. A 6.5% FCF growth assumption models these structural margin improvements.

What discount rate was used for Walmart's DCF?

A 6.8% discount rate was selected. Walmart acts as an ultimate defensive staple with extremely low cyclicality. Given the 10-Year US Treasury at 4.18% and an ultra-low beta near 0.50, WMT commands a lower discount rate to reflect its safety and market durability.

Why is the Terminal Value assumption 2.5%?

As the world's largest retailer, Walmart inherently tracks the broader physical economy. A 2.5% terminal growth rate assumes perpetual growth closely aligned with standard GDP and structural inflation.

Disclaimer: The numbers presented on this page are for educational and entertainment purposes only. They are the result of a deterministic mathematical model fed with assumptions generated by an Artificial Intelligence (Gemini 3.1). This does not constitute investment advice. Always conduct your own due diligence before investing in the stock market.